Valuable Item Insurance
From jewelry and fine arts to luxury furs and musical instruments—you probably have more valuables than you realize. Most homeowner policies provide very limited coverage for costly personal items, making the need for a separate policy all the more important.
At Leavitt Insurance Agency of San Diego, we recognize that homeowners often overlook such personal assets, thinking that coverage is included in their basic homeowners policy. However, in actuality the coverage under a typical homeowners policy is extremely limited—usually no more than $1,000 or $2,000 of coverage for jewelry and even less for fine arts and musical instruments.
At Leavitt Insurance we pride ourselves in offering superior scheduled coverage that offers you broader, global coverage such as mysterious disappearance, breakage and more; for a variety of personal assets including:
- Jewelry – can be “blanket coverage” or each item can be listed separately; includes “mysterious disappearance” coverage
- Fine Arts – includes paintings, etchings, pictures, tapestries, art glass, value rugs, statuary marble, bronze, manuscripts, rare books, porcelain, etc.
- Antique Furnishings
- Silverware – includes silverware, silver-plated ware, gold ware, pewter ware, platinum ware, etc.
- Camera Equipment – includes cameras, video recorders, binoculars, telescopes, etc.
- Musical Instruments
- Golf Equipment – extends coverage to golf cart, car, locker room, etc.
- Computer Equipment
- Stamps and Coins
- And more…
When customizing your Scheduled Valuable Item Policy, we’ll take into consideration a variety of factors—helping to ensure that you get the exact degree of protection that you’re looking for. We’ll walk you through the entire insurance process; from getting your items appraised to constantly reviewing your coverage and adjusting your insurance limits when necessary.
What is the cost?
The cost to add valuable items coverage to your homeowners policy depends on the amount of coverage and the coverage class. Generally, jewelry coverage is the most expensive. Discounts are offered for items stored in safes and/or safety deposit boxes and homes with alarm systems.
Here at Leavitt Insurance, our team aims to take the hassle out of securing the most effective insurance coverage for your personal possessions, so please don’t hesitate to contact us with any questions! We want you to feel confident in your coverage, and aspire to secure you a Scheduled Valuable Item Policy, with competitive rates, that fit your budget.
Trust the experts who have dedicated themselves to serving you and protecting your most treasured possessions. Contact Leavitt Insurance today to learn more about our dependable Scheduled Valuable l Item Policy!